It has come to our attention that con-artists are using the MDOT FCU name in “phishing” emails that are designed to fraudulently trick members into providing confidential information.

Please be aware that MDOT FCU will never request confidential information through E-mail - we will never send e-mails requesting your credit union username, password, pin number, or other personal identity information. We will not call you and ask you for confidential personal information. (If you call us, we may ask you for some of that information to verify your identity.)

If you get an unsolicited E-mail asking you to verify or confirm your confidential personal information or to complete a form that asks for your confidential personal information, please be wary. The FBI Internet Fraud Complaint Center reports that such unsolicited E-mails may result in identity theft, credit card fraud, or other Internet-based frauds. One goal may be to gain access to your bank or financial accounts.

Preventing Phishing:

• Do not respond to any emails or click on a link in an email that asks for your personal information.
• Keep in mind - a legitimate organization, financial, government or otherwise, will NEVER ask for personal information in an un-solicited email or phone call - not even if you have an existing relationship with that entity/vendor. If you did not originate the contact, do not EVER provide any personal information until you have verified with whom you are speaking/emailing.
• To check whether the message (or caller) is really from the company or agency, call the agency directly or go to its official Web site. If you don’t have the telephone number, get it from the phone book, the Internet, or directory assistance. Use a search engine to find the official Web site.

Report phishing attempts to:
http://www.IC3.gov/. IC3 is a partnership between the FBI and the National White Collar Crime Center. IC3's mission is to serve as a vehicle to receive, develop, and refer criminal complaints regarding the rapidly expanding arena of cyber crime. You can also report the problem to law enforcement agencies through the National Fraud Information Center/Internet Fraud Watch, www.fraud.org or 800-876-7060.